Reverse Mortgage Company in San Antonio, Texas
Meet Melinda Hipp, CRMP
Melinda Hipp
Certified Reverse Mortgage Professional
NMLS #219085
(210) 493-7332
San Antonio, Texas Reverse Mortgage Broker
Melinda Hipp and Reverse Mortgage Authority are one of the top teams to talk with about a reverse mortgage in San Antonio.
Whether you’re in Schertz, Alamo Heights, Monte Vista or anywhere in Bexar, Comal or Medina Counties, Melinda can help.
She is a native Texan who received her Bachelor’s degree at Texas Tech University and graduated from Southern Methodist University with an MBA and MA.
Since entering the mortgage business in 1998, Melinda has established herself as a dynamic mortgage lender who has outstanding customer service skills and innovative marketing ideas.
She has already worked with hundreds of satisfied reverse mortgage clients over more than 20 years in the business, in and around San Antonio.
And Melinda is determined to grow reverse mortgage awareness for baby boomers by improving education regarding both the refinance and purchase programs available to homeowners and home buyers.
In addition, she provides regular training about the product to realtors and financial professionals who serve them.
Melinda boasts an impeccable five-star review on Google, assessed by many of the seniors and their family members who she has helped.
In her spare time, Melinda is an avid golfer and was a charter member of the San Antonio Chapter of the LPGA Amateurs.
She also serves as a USGA and TGA golf referee.
What is a reverse mortgage?
There have been many stories, opinions and viewpoints shared about reverse mortgages over a number of years.
Not all have been favorable.
But the understanding and acceptance of the product has evolved to the point where it is now seen as a valuable mainstream tool that allows seniors to age in place.
It is designed specifically for retirees who have equity in their home but are finding it difficult to maintain an income stream sufficient to remain there.
Homeowners at least 62 years of age may apply for a reverse mortgage that would put their financial concerns behind them.
It would allow them to enjoy their retirement in style – vacations, nice restaurants and splashing out on the grandchildren are all there for the taking.
That’s because a reverse mortgage provides that vital missing income.
Retirees have the option of accessing funds in a number of different ways including a lump sum payment, monthly instalments, a line of credit or a combination of all three.
As long as the terms of the loan are met, there is no need to repay it until either the homeowner sells the residence or the last surviving borrower passes away.
While San Antonio house prices have sustained a correction over the past few years, the average price is still $244,623* which represents a 28.8% rise since September, 2019 (https://www.zillow.com/home-values/6915/san-antonio-tx/).
There are 2,219 people within a 10-mile radius of San Antonio who are already taking advantage of a reverse mortgage with 67 of them having signed up in the last 12 months*.
About San Antonio, Texas
San Antonio is the second-most populous city in Texas and ranks seventh in the entire country.
It takes its name from the San Antonio River named ‘Rio San Antonio’ by a Spanish expedition which arrived in 1691 on the feast day of the Portuguese Catholic priest Saint Anthony of Padua.
The city grew rapidly at the turn of the 20th century and experienced another population explosion, either side of World War II.
That growth has continued unabated, almost doubling from its 1980 figure of 785,000 to today’s total of around 1,550,000.
That growth has been driven by high levels of domestic and overseas migration, cheaper housing, municipal land annexation and a diverse economy focusing on the military, health care, oil and gas.
Visitors enjoy the city’s famous River Walk which spans some 15 miles.
The walk is littered with restaurants and food offerings, many celebrating San Antonio’s status as the birthplace of Tex-Mex cuisine.
Nearby is The Alamo, the historic Spanish mission and fortress where folk heroes James Bowie and Davy Crockett were both killed. It is the only UNESCO World Heritage site in Texas.
The Tower of the Americas offers a 750-foot panoramic view of the city.
The world’s largest cowboy boots can be found outside the North Star Mall, proudly soaring 40 feet toward the sky.
Bracken Cave, just 25 miles from downtown, is home to the world’s largest known bat colony, with more than 20 million Mexican free tailed bats.
The San Antonio Spurs are the city’s most famous sporting team – only four franchises have won more than their five NBA championships.
They remain the only one of the four former ABA (American Basketball Association) teams to have won a championship.
Contact your San Antonio reverse mortgage lender today.
Melinda and her team at Reverse Mortgage Authority would love to hear from anyone who would like to learn more about a reverse mortgage.
Call Melinda today at (210) 493-7332 and she will be only too happy to offer you a no obligation assessment of your position.
*As of November 2026
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